AS Brokers – 14.5% Strategic Growth Calculator

Grow Your Capital at 14.5% Per Year

For investors who don't need income now. Your capital compounds at a fixed rate for 5 years — no market risk, no decisions to make.

14.5% Fixed Compound Growth 20% Flat Tax on Dividends

Strategic Growth Calculator

See what your capital becomes after 5 years of compound growth

Minimum investment: R100,000
Product Features:
• Fixed 14.5% compound growth per annum
• No monthly income — returns accumulate
• Paid at maturity or redemption after 5 years
• Dividends taxed at flat 20% (not income tax)
• Zero broker fees — 100% of capital invested
Your Capital After 5 Years (After Tax)
Capital Invested
your starting amount
Net Growth
profit after tax
Gross Value at Year 5
before 20% tax
Net Return %
total after tax
Year-by-Year Growth (Before Tax)
Start
End of Year 1
End of Year 2
End of Year 3
End of Year 4
End of Year 5 (Gross)
Tax on Growth
Gross growth (5 years)
20% dividends withholding tax
You keep (net growth)

Why Growth Instead of Income?

If you don't need monthly income from this capital, why draw it out and pay tax on it every month? The Strategic Growth Portfolio lets your money compound at 14.5% per year without interruption. No income means no monthly tax — your returns keep growing on top of returns.

How This Works

Your capital is invested in a structured private portfolio through Everest Wealth (FSP 795). Returns accumulate inside the portfolio at a fixed 14.5% per annum. At the end of the five-year term, you receive your original capital plus all accumulated growth, less 20% dividends withholding tax on the growth portion.

What Happens After 5 Years?

At maturity, you have options: take the full amount, reinvest into a new growth term, or switch to one of the income products (12.8% or 14.2%) if your circumstances have changed and you now need monthly income.

Important: Capital Is Committed

This is a five-year investment. Early access is limited and may involve notice periods (up to 120 days) and possible penalties. Only use capital you can commit for the full term. If you may need this money within 1–3 years, this product is not suitable.

No Broker Fees

100% of your investment goes to work from day one. I earn my commission directly from Everest — you pay nothing. No advice fees, no platform fees, no admin charges.

Is This Right For You?

This product works best as part of a broader strategy. Before proceeding, I confirm suitability.

Confirm you don't need income from this capital
Verify you can commit for the full 5-year term
Structure ownership correctly (personal, trust, or company)
Align with your broader tax and estate planning
Consider whether growth or income serves you better overall
FSP 17273
FSCA 1.8 Shares Authority
25+ Years Experience
Zero Broker Fees

This calculator provides estimates based on a fixed 14.5% annual compound growth rate over 5 years, less 20% dividends withholding tax on growth. This is not an official quote from Everest Wealth. Early access is limited and may involve notice periods and penalties. Capital is committed for the full five-year term. Actual returns may vary. Please consult with a qualified financial adviser before making any investment decisions.