AS Brokers – Everest Strategic Income Quote
Calculate your potential income from the Everest Strategic Income product.
Everest Strategic Income 12.8%
Our flagship income solution
This is our most popular income investment, and the one most clients ultimately choose once they understand how it works.
The Everest Strategic Income delivers a fixed 12.8% return, paid as income or reinvested — with no market volatility, no platform fees, and no ongoing decisions.
While the headline rate is 12.8%, this product often outperforms higher-rate alternatives over time because of its unique structure and long-term inflation protection.
What the Calculator Shows You
The calculator above illustrates what your capital can realistically generate at a contracted 12.8% return.
What matters is not just the percentage — but what you actually keep and can rely on:
- A fixed, predictable return every year
- Monthly income or reinvestment flexibility
- No adviser or platform fees when structured through AS Brokers
- Income taxed as dividends at 20%, not marginal income tax
- A 10% bonus on your original capital every 5 years
This is income you can plan around — not income that changes with markets, headlines, or fund manager decisions.
Why This Often Beats Higher Advertised Rates
The Strategic Income includes a 10% inflation bonus every five years, calculated on your original investment amount.
That bonus applies even while you are drawing income.
Over longer periods, this additional capital injection materially improves outcomes and often results in a higher effective return than products offering a higher headline rate but no bonus structure.
Example:
An investment of R1,000,000 receives a R100,000 bonus in year 5, year 10, year 15, and so on — while income continues to be paid.
This is one of the reasons this product consistently becomes the preferred choice for long-term income planning.
Who This Solution Is Ideal For
This investment is particularly suited to you if you:
- Need reliable monthly income
- Want your capital to remain intact
- Prefer certainty over market volatility
- Want a simpler alternative to living annuities
- Value tax efficiency and clean structures
- Don't want ongoing reviews, switching, or decision-making
- Want zero fees eroding your returns
It is widely used by retirees, pre-retirees, trusts, and companies seeking dependable income.
A Note on Tax
Income from this investment is paid as dividends, taxed at a flat 20%, deducted before payment.
This is often significantly more tax-efficient than living annuities, where income is added to your taxable income and taxed at marginal rates that can exceed 30% or more.
What matters most:
You keep more of what you earn — with a structure that is simple, transparent, and predictable.
Take the Next Step
If this calculator confirms that the 12.8% Strategic Income fits your income needs, the next step is to structure it correctly within your broader retirement plan.
We will help you:
- Confirm suitability
- Structure ownership correctly (personal, trust, or company)
- Align income with tax and estate planning
- Implement it properly from day one
Complete the form below to request a formal quote