Everest Wealth Products

What Does Everest Wealth Do?

Everest Wealth is a South African alternative investment and wealth management business that focuses on private (unlisted) investment opportunities, rather than public-market unit trusts.

These solutions are structured for individuals, trusts, and companies seeking:

Predictable outcomes
Structured costs
A long-term investment horizon

Established in 2002

Everest Wealth Management (Pty) Ltd is an authorised Financial Services Provider
(FSP 795 – Category I, II & IIA).

Certain Everest portfolios reference an assets-under-management target of approximately R1.5 billion, reflecting institutional scale and long-term credibility.

What Are Unlisted Share Investments?

Unlisted shares are investments in companies or holding structures that are not traded on public exchanges such as the JSE or international stock markets.

Because these investments are not publicly traded:

They are not repriced daily
They are not driven by market sentiment or global headlines
They typically operate on fixed contractual terms, usually five years

In Everest's voluntary income and growth portfolios, investors subscribe for unlisted instruments (often preference shares), and returns are paid as dividends rather than interest.

This structure is central to both stability and tax efficiency.

Designed Outside the Stock Market

Everest Wealth investments are not listed on public exchanges and are therefore not directly affected by daily market volatility.

Your investment is not repriced every time there is:

A geopolitical announcement
An interest-rate headline
A global market reaction

This allows for stable, double-digit returns, fixed for the five-year contract term, without the emotional volatility of public markets.

These investments are built for income planning — not market speculation.

My Role and FSCA Authority

I am authorised under FAIS to advise and provide intermediary services on shares, including unlisted share-based investments, under the relevant FAIS product sub-category (commonly referred to as the FSCA "1.8 shares" authority).

This allows me to structure and advise on these investments properly and compliantly, with full consideration of:

Income needs
Tax treatment
Trust and estate planning

Why Clients Choose Everest Wealth

Clients are drawn to Everest Wealth for the following reasons:

Fixed returns for a fixed five-year term (not market-linked)
Double-digit returns without stock market exposure
No daily pricing or headline-driven volatility

Tax efficiency:

Voluntary investments: dividends taxed at a flat 20%, not marginal income tax
Living annuity: tax applies only to income drawn; growth is tax sheltered

Zero broker fees — 100% of capital invested from day one
Inflation protection on selected products
No quarterly switching or constant decision-making

The Four Investment Options

12.8% Strategic Income Portfolio (Voluntary)

Purpose: Predictable monthly income from a structured private portfolio

Key points:

Fixed 12.8% per year for the five-year term
Monthly income or accumulation
Dividends taxed at 20%
Minimum investment: R100,000
Limited liquidity during the term

Run the 12.8% Income Calculator

14.2% Onyx Income+ Portfolio (Voluntary)

Purpose: Higher monthly income for investors who can commit capital for the full term

Key points:

Fixed 14.2% per year for the five-year term
Monthly dividend income
Dividends taxed at 20%
Broad private-sector diversification
Minimum investment: R100,000

Calculate Monthly Income at 14.2%

Compare the Two Voluntary Income Options

If you are deciding between the 12.8% Strategic Income Portfolio and the 14.2% Onyx Income+ Portfolio, this comparison calculator allows you to view both options side by side using your own numbers.

You can compare:

Monthly income
Total income over the five-year term
The impact of different income structures over time

This tool is designed to support informed decision-making — not to promote one option over the other.

Compare the 12.8% and 14.2% Income Options

Set Your Income Goal Using the 12.8% Product

Once you understand the difference between income options, the next practical question is often:

"How much capital do I actually need to generate my required monthly income?"

This calculator allows you to:

Set a monthly income goal
See how much capital is required using the 12.8% income-focused product
Separate income capital from growth capital more effectively

This is especially useful for planning income without unnecessarily overcommitting capital.

Calculate How Much Capital You Need for Your Income

14.5% Strategic Growth Portfolio (Voluntary – Accumulative)

Purpose: For investors who do not need income now and prefer compounded growth

Key points:

Fixed 14.5% per year for the five-year term
No monthly income
Returns accumulate and pay at maturity or redemption
Dividends taxed at 20%
Minimum investment: R100,000

Calculate the Growth

Amethyst Living Annuity (Post-Retirement)

Purpose: A structured living annuity designed to provide consistent income and inflation protection in retirement

Key points:

Structured return profile
Drawdown flexibility: 2.5% – 17.5%
No tax on growth inside the annuity
Tax applies only to income drawn
Includes an inflation protection benefit
Zero broker fees

Test Sustainable Retirement Income